Course: Risk & Position Sizing·Lesson 2 of 2·5 min read·Last reviewed 11 May 2026

The 1% rule isn't a rule

Most beginners hear "risk 1% per trade" and treat it like a commandment. It's a starting budget.

Dr. Maya Halloran
Dr. Maya Halloran

CFA · 14 yrs on a commodities prop desk · ex-lecturer, NYU Stern

By the end of this lesson you'll be able to:

  • Calculate position size from equity, stop distance, and risk %
  • Explain why two traders following "1%" can have different real risk
  • Decide when 1% is too much — and when it's lazy

1% is a budget, not a law

Risking 1% per trade means you are willing to lose 1% of account equity if your stop is hit. The formula links stop distance, pip value, and lot size — skipping any step makes "1%" meaningless.

Common mistake
Confusing "1% of equity" with "1% move in the asset." They are not the same number — and one ruins accounts.

Quiz — Test your understanding

1. "Risk 1%" typically means:

2. Wider stops with the same 1% risk require:

3. 1% may be too much when: